Nicki Samra loves helping people and lending money to meet their home financing needs.
"I've always had a fascination with real estate and believe it's a big chapter in people's lives to buy their first or second home or acquire revenue properties and I wanted to be part of that milestone," Samra says.
Whether you're looking to build your dream house, purchase a home or refinance a current mortgage, you’re undoubtedly making the largest financial decision of your life. As a trusted BMO Mortgage Specialist, lending Canada-wide, Samra wants to be part of your home buying journey.
Having built her own home, she knows firsthand the value of property ownership—a lesson wisely ingrained in her during her early years in Nottingham, England.
Samra is well-versed in construction mortgages, having navigated the process herself as a borrower. She believes this first-hand knowledge gives her a deeper understanding, beyond what a typical banker might have.
With extensive expertise in a wide range of mortgage products, financial services and lending experience since 1998, Samra brings a personalized approach to home financing, ensuring you receive the support and expertise needed to navigate your mortgage journey with confidence.
After 28 years at a credit union, Samra recently transitioned to BMO. She caters to new immigrants as well as Canadian residents nationwide. Her fluency in Hindi and Punjabi allows her to confidently serve a broad community and support people in navigating the mortgage process.
"I'm committed to helping you find the right financing to suit your needs and to making your mortgage experience as uncomplicated as possible," says Samra. "With access to competitive mortgage solutions and detailed knowledge of Metro Vancouver's real estate market, I can make your dreams of owning a home become a reality."
Skilled at helping first-time buyers, not only will Samra enhance your homeownership journey but she’ll also tailor loans to your personal and financial circumstances.
Samra admits it's not uncommon to see people coming to her with expectations that surpass what they can comfortably afford; however, she is committed to guiding you through the complexities at every step. "For first-time buyers, I recommend that savings and budgeting are key. If you want to pursue a higher amount, I advise saving more money and I'm willing to work with you on that, too."
Given the market's volatility, Samra works diligently to stay updated on industry opportunities to provide the best and most current options to you. "BMO offers a 130-day mortgage rate guarantee*. As well, if we're in a pre-sale, we hold that rate for up to three years.**
Samra believes the importance of ownership cannot be overstated. "Property investment is a long-term investment that builds up your wealth. I want to move the needle to where there's more homeowners than renters and I'm committed to delivering exceptional service and guidance throughout the entire mortgage process to offer you the best products available."
For more information, call 604.442.3007 or email [email protected].
*/**Conditions apply
**Available for fixed-rate builder cap mortgage program only. Visit bmo.com/NewBuiltHome for more details.
